Early Pay is available for Fifth Third Momentum ® Checking and Fifth Third Express Banking ® accounts. Early Pay grants you access to your eligible direct deposit payments up to two days prior to the scheduled payment date. Federal tax refunds may be received from the Internal Revenue Service up to five days before the scheduled payment date.14. Fifth Third Bank. Fifth Third Bank has over 1,150 branches in the Midwest with more than 2,400 bank-owned ATMs and access to over 50,000 fee-free ones. It offers consumer checking with a debit card, online banking, online bill pay, savings accounts, CDs, identity theft protection with daily credit monitoring and identity theft insurance ...

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