The size of the funds and the number of stocks held is another significant difference. As of March 2023, FSKAX has $66 billion in net assets and about 4,000 different holdings, while FZROX has $12.3 billion in net assets and about 2,800 stocks. That means FSKAX is a more diversified fund, and you can expect more volatility with FZROX.SPAXX vs. FZFXX: Cash Management Made Easy (2023) October 6, 2023 by Diego. Deciding between SPAXX and FZFXX on Fidelity might seem daunting, but it really doesn’t have to be. These two are the go-to choices for managing cash in your Fidelity account, and if you’re just starting out, here’s a simple tip: pick one and roll with it.Sep 22, 2023 · FZROX is a mutual fund, whereas VTI is an ETF. FZROX has a higher 5-year return than VTI (9.99% vs 9.11%). FZROX has a lower expense ratio than VTI (% vs 0.03%). VTI profile: Vanguard Index Funds - Vanguard Total Stock Market ETF is an exchange traded fund launched and managed by The Vanguard Group, Inc. The primary difference between VTSAX and VTI is that VTSAX is an index fund while VTI is an ETF. Another significant difference is their expense ratio. VTSAX has an expense ratio of 0.04%, while VTI has an expense ratio of 0.03%. VTSAX has a minimum investment of $3,000, while VTI has no minimum investment.Well sort of. I love FZROX, but VTI is still cheaper in taxable accounts. The Fidelity Zero funds are great in tax advantaged accounts though. Between 2018 and 2022 this was the cheapest move. The issue now though is that Robinhood has introduced a 1% 401k and IRA transfer match and a 3% match on all IRA contributions.Mar 15, 2017 · See Substitute funds for some possibilities, and ITOT vs VTI vs FSKAX vs FZROX vs VTSAX for a Fidelity Brokerage - Bogleheads.org for discussion about those funds. In short, it should be easy enough - up to you to decide the value. I'm really new to investing as a whole, so this might be a dumb question. FZROX seems to be Fidelity's answer to Vanguard's VTI. Why are people buying into VTI over something like FZROX? VTI pays a $0.79 dividend per $205 share, but FZROX pays $0.21 per $14.50 share (3.75x higher by ratio). They both track the whole market, but FZROX has ...VTI is passively managed (just adjusting the % weight of each holding by market cap weight relative to the entire U.S. market). Now with all that said, Vanguard's mutual funds have a trademarked proprietary patent on their mutual funds that (to my understanding) hold ETFs within them.11.03.2022 ... They both look similar in returns; your expense ratio 0 vs . ... Strangely selling FRZOX (purchased earlier this year) and buying VTI is on my to- ...FZROX has a 0% expense ratio while VTSAX has 0.04% expense ratio. So the VTSAX will cost you an extra $4 per year on every $10k that you have invsted. FNILX is fidelity's zero large cap index. This may/has created a slight difference on performance that may/has overshadowed that expense ratio difference.Only difference I see is the expense ratio. FZROX is very similar, but it has about 1000 less holdings than FSKAX. If getting full exposure to the market is important to you then you should get FSKAX. The top holdings are going to be the same, but FZROX is gonna be missing some of the smaller companies.The biggest benefit of holding an index fund like FSKAX is its low fees. The average actively managed large-cap mutual fund charges over 1% in fees annually, and as a group, they have been unable to beat the market. Another benefit of FSKAX is its diversification. It invests in the entire stock market, consisting of large-cap, mid-cap, and ...Let's ride. VTSAX vs FZROX The main thing about these two mutual funds is price and performance. These are no load passively managed index funds held by …VTSAX vs. VTI vs. FSKAX. I know they all track pretty much the same total US market, but would like to hear people's opinions on ETF vs Index and different expense ratios vs dividends. They are all so very close to each other.FZROX:FZROX is a newer fund created by Fidelity. It has a $0 minimum and 0% expense ratio. In the fee wars, the companies have made another type of fund with zero expense ratios and, therefore, zero fees. It may attract the eye, but we shall see how they compare. Minimum investments.FNILX vs FXAIX: Key differences. There are a few key differences between these two funds. First, there are no fees attached to FNILX. This help investors save some more money because they don’t have to pay an extra management fee to Fidelity. FXAIX, on the other hand, charges 0.02% per year. However, the difference in costs is very …Due to the above example, you would want to be a retirement/ targe date fund which glides down the equities to more bonds as you get close to retirement age. 11. LiveResearcher2 • 2 yr. ago. Just 1 = VT; 2 = VTI + VXUS (or) VT + BND; 3 = VTI + VXUS + BND. [deleted] • 2 yr. ago.Many people already have large unrealized capital gains in the older funds. So they can't switch out without taking a big tax hit. Some people are skeptical about "free" funds. Most people don't pay that much attention. FZROX is best in tax advantaged accounts. ETFs like VTI are better in taxable accounts.Fund Size Comparison. Both FXAIX and FZROX have a similar number of assets under management. FXAIX has 224 Billion in assets under management, while FZROX has 5.28 Billion . Minafi categorizes both of these funds as large funds. Fund size is a good indication of how many other investors trust this fund.FXAIX vs VOO: Key differences. One of the biggest difference is that VOO is an exchange-traded fund (ETF), while FXAIX is a mutual fund. This means that VOO can be bought and sold like a stock, while FXAIX can only be bought at the end of a trading day. Another difference is that FXAIX has a slightly lower expense ratio than VOO.US total stock market: ITOT, SCHB, VTSAX, FSKAX, VTI, SWTSX, etc. Simply choose 1 from S&P 500 group or 1 from the US total stock market group and aggressively auto-invest. For proof, use portfoliovisualizer.com and input VTSMX (oldest share class of VTI) and compare with VFINX (oldest share class of VOO).Comparison. After reading an article comparing FZROX to VTI, I realized there's more to comparison than just fees. Things like Index construction, Fee offsets, Tax efficiency, and Trust should also be taken into consideration. I'm sure there are other factors as well.Fidelity FZROX vs FXIAX vs FIOFX for rollover IRA. Have a rollover IRA from a previous employer of about 100k and trying to decide between FZROX or FXIAX which is the total stock market index fund vs FIOFX which is the 2045 target retirement fund . Is it better to split half into each or choose one over the other ?Both FXAIX and VTSAX offer low expense ratios and are suitable for long-term investors. However, there are some key differences to consider when deciding which fund is right for you. FXAIX is cheaper, with an expense ratio of 0.015%, versus VTSAX 0.04% for VTSAX. There is a $3,000 minimum investment for each Vanguard fund, including VTSAX ...Thanks to its passive indexing structure, FXAIX is extremely cost-effective, with a low portfolio turnover rate of just 3% alongside a 0.015% expense ratio. This means that for every $10,000 ...FZROX (Fidelity Zero Total Market Index Fund), ER 0.0%, tracks Fidelity U.S. Total Investable Market Index; ... -you cannot exchange the VV back to VTI tomorrow- or within 31 days- if you do not wish to trigger a wash sale. The wash sale rules go both back and forth 30 days (61 days total: 30 days back + day of transaction + 30 days forward) ...Tax loss harvesting from a mutual fund to an ETF usually has to happen over two days since your mutual fund sale will happen at market close and you'll have to wait until the morning to buy the ETF. It's a one time headache of switching from mutual funds to ETFs. lazynovice. Posts: 2956.FZROX vs FXAIX. The primary difference between FZROX and FXAIX is the index they track. FZROX tracks the U.S. Total Investable Market Index, while FXAIX tracks 80% of the S&P 500 Index. Both funds are Fidelity funds. Fidelity made major headlines when they announced FZROX would not have any fees or expense ratio attached to the fund.FNILX currently has $5.3 billion in assets under management. This is significantly smaller than FXAIX which has just under $354 billion in assets under management. Another key difference between the two funds is their expense ratio. FXAIX has a commendable expense ratio of 0.015%, but it’s hard to beat literally 0%.FXAIX has lower expenses than VFIAX: 0.04% vs 0.02%. If you were to put $10,000 into VFIAX, you'd be paying Vanguard $4 every year as an annual fee. The minimum initial investment required for VFIAX is $3,000. This means if you have less than this amount, you won't be able to invest in the Vanguard 500 Index Fund Admiral Shares.I initially chose to invest most of my money into FSKAX because it has been around longer than FZROX and it would be easier for me to transfer it if I changed to Vanguard or another broker. I then decided to add FZROX to my portfolio because it performs just as well as FSKAX and the expense ratio is 0. The downside is I have to sell if I want ...VTSAX is a vanguard mutual fund, you can buy them through fidelity, but there will be a ($75 per transaction) fee. If you want to buy vanguard funds through fidelity you should by vanguard ETFs like VTI (the ETF equivalent to VTSAX). FZROX is one of fidelitys 0 expense ratio funds. This fund cannot be transferred to a different broker in the ...The only noticeable difference is that FZROX holds the top 3,000 names by market cap, whereas VTI holds around 4,000.43.27. -0.13. -0.30%. WisdomTree US SmallCap Earnings ETF. Compare best FSPGX, FZROX and VTI. Compare three and find best stocks to trading or investing, comparison: charts, predictions, price, outlook, Technical and Fundamental analysis.fzrox is total market (comparable to vti) fidelity 500 is comparable to voo. I prefer a total market fund but it shouldn't really matter. like vagabond says, the price of the share doesn't matter ... Total US Market vs S&P 500. Both are capital weighted so they are very very similar. The differences are sooooo small that either one is ...VTI performs close enough to the same as FZROX and costs more to do it. Granted, not much more, but more. FZILX should perform about as well as VXUS. If you ever decide to move your IRA to a new company, sell the Zero funds, move to new brokerage, buy their version or just buy VT and call it a day. WingsFan4Life • 1 yr. ago. Stay the course. FZROX is a mutual fund from Fidelity with an expense ratio of 0% while VTI is an ETF from Vanguard with an expense ratio of 0.03%. In this case, FZROX is cheaper than VTI in terms of fee structure. FZROX vs. VTI: Dividend History FZROX Dividend History FZROX pays dividends at the end of each year. VTI Dividend HistoryOver the same period, VOO's assets have only grown by 61.60%, though keep in mind that VOO assets are worth $831 Billion. That is 25 times larger than SCHD's assets of $33 billion. The table below ...FZROX vs FXAIX. The primary difference between FZROX and FXAIX is the index they track. FZROX tracks the U.S. Total Investable Market Index, while FXAIX tracks 80% of the S&P 500 Index. Both funds are Fidelity funds. Fidelity made major headlines when they announced FZROX would not have any fees or expense ratio attached to the fund.I plan on making investments into my HSA account and plan on investing total market there. Trying to figure out if I should use VTI ETF or FZROX index fund? FZROX seems more attractive for its 0% expense ratio and the fact I don't have the leave any change each paycheck, but is there anything else I should be aware of?FSKAX was launched in 2011 (although other share classes of the fund go back decades), while FZROX was launched on August 2, 2018. Since that time, the fund's have performed nearly identically: 8.06% vs 8.23% annualized. The cumulative performance difference over that time has only been about 1%.Vanguard has patented a unique tax structure to reduce mutual funds cap gain distributions. Therefore, even for a taxable account at Vanguard , a mutual fund like VTSAX enjoys similar tax advantages like an ETF like VTI (simplistically speaking). u/villamagic11 Thank you for explaining it in more detail.Despite the name, "expense ratio" does not include all expenses. There is also the tax cost ratio, which is lower for Vanguard: 0.38% for VTSAX and 0.52% for FZROX over the last year. I believe this ratio is calculated for the highest tax bracket, so your actual cost may be lower.FZROX is free VTI has an expense ratio of .03% VTSAX has an expense ratio of .04% Those vanguard ratios are practically nothing. For your 12k, that's like $3 a year. I think the most important thing for you is what firm you • • ...In summary, VTSAX vs VTI are two great ways of investing in the U.S. stock market with Vanguard. ... One key difference between FZROX vs VTSAX is that FZROX doesn't own the entire US stock market like VTSAX does, though it attempts to emulate the same results. VTSAX contains somewhere around 3,500 stocks while FZROX represents closer to 2,500.The best stock comparison tool in Galaxy! Pick any two stocks and find out how much money each would've made you had you purchased them at the same time. Both FBGRX and FZROX are mutual funds. FBGRX has a higher 5-year return than FZROX (13.27% vs 9.23%). Below is the comparison between FBGRX and FZROX.I think the main reason is because FZROX and FZILX are mutual funds, while VTI and VXUS are ETFs. I think people like the ability to trade intraday instead of once at the end for the closing NAV price. Also, I think other companies charge high transaction fees for Fidelity's ZERO funds (I believe TDA and Schwab charge $50).FTIHX vs. FZILX: Key differences. Cost is one of the biggest differences between the two. FTIHX has an expense ratio of 0.06%, while FZILX has no fee at all. Over the last year, FTIHX has had an average annual return of -23.35%. This is almost the same as the performance of FZILX (-23.45%).Only difference I see is the expense ratio. FZROX is very similar, but it has about 1000 less holdings than FSKAX. If getting full exposure to the market is important to you then you should get FSKAX. The top holdings are going to be the same, but FZROX is gonna be missing some of the smaller companies.It has way fewer small and micro caps in it than FSKAX, which has slightly fewer holdings than VTI. The number of holdings as of today are 2662, 3875, and 4025. Because small caps have a mild tendency to outperform large caps, this could give the more exhaustively indexed funds a long-term advantage.Number Of Stocks: 3,875. Similar Funds ( FZROX) Like FXAIX, FSKAX offers investors an extremely low expense ratio of 0.015%. FSKAX has a much higher return. FSKAX's return is nearly double that of FXAIX, up almost 20%. The broad diversity of its holdings helps with its return.Expense Ratio. As mentioned, VTI charges 0.03%, while FZROX charges nothing. While that would seemingly give the win to FZROX (and it is indeed cheaper, of course), 3 basis points is almost splitting hairs. When judging between two funds, expense ratios and trading fees are the two most important factors I consider.Jan. 07, 2022 11:30 AM ET Vanguard Total Stock Market Index Fund ETF Shares (VTI), VTSAX FSKAX, FZROX, SP500, SPY, SWTSX, VDADX, ... VTSAX vs. VTI Price Return January 2012 - Now.FZROX vs VTSAX. FZROX is Fidelity, VTSAX is Vanguard. Disclosure: I own VTSAX shares. FZROX has a 0% expense ratio and is a "Total Market Index Fund" with no transaction fee that was created earlier this month. I'm sure we're all familiar with VTSAX but it's also a "Total Stock Market Index Fund" with up to this point the lowest expense ratio ...In the year-to-date period, FZROX achieves a 13.56% return, which is significantly higher than FZILX's 4.49% return. Over the past 10 years, FZROX has outperformed FZILX with an annualized return of 9.63%, while FZILX has yielded a comparatively lower 2.49% annualized return. The chart below displays the growth of a $10,000 investment in both ...2 Next Topic Author raveon Posts: 285 Joined: Tue Dec 11, 2007 3:32 am FZROX vs VTSAX by raveon » Mon Nov 25, 2019 9:48 am I look at these funds. Fidelity one has 2503 holdings while Vanguard one has 3611. Why the difference if both are "total market index funds"? thelateinvestor43 Posts: 626 Joined: Fri Nov 15, 2019 7:02 amBoth FZROX and ITOT have a similar number of assets under management. FZROX has 5.28 Billion in assets under management, while ITOT has 24.6 Billion . Minafi categorizes both of these funds as large funds. Fund size is a good indication of how many other investors trust this fund.FSKAX vs. FZROX : r/Fidelity. Fidelity offers two total market index funds. FSKAX with fees of 0.015% and FZROX with zero fees. My question is since both are total market index funds and perform based on the market what is the point of investing in the one that charges fees versus the zero fund? Am I missing something here?Plus that fund's ER will detract it's performance over the long-term and it won't be nearly as tax efficient. Just last September, FBGRX passed on a cap gain distribution to the tune of 4% NAV. The last cap gains distribution from FZROX was all of 0.06%. ITOT in a non-tax advantaged account is better than FZROX, IMO.$FZROX is classified as a Mutual Fund while $VTI is classified as an ETF. Even though one of these is a mutual fund and the other is an ETF, that doesn't matter too much for their holdings. Both ETFs and mutual funds are just containers to hold lots of investments inside of them.FSKAX was launched in 2011 (although other share classes of the fund go back decades), while FZROX was launched on August 2, 2018. Since that time, the fund's have performed nearly identically: 8.06% vs 8.23% annualized. The cumulative performance difference over that time has only been about 1%.FXAIX pros. The following are FXAIX strengths from our perspective:. FXAIX net assets are $374.87 billion. This fund is a popular choice with retail and institutional investors. FXAIX 10-year return is 12.28%, which is in line with the 10-year return of the benchmark index (S&P 500 TR USD), 13.21%.; FXAIX expense ratio is 0.02%, which is considered low. Nice job picking a low-cost fund.In times where the larger companies are outperforming, FZROX will be doing better (since it has less holdings, each gets more weight compared to FSKAX & VTI). I'd love to get some input here! Going forward it is basically a coin flip …FZROX is a pretty new fund, so you might be saving .01% (or .03%) but losing more than that due to not following the index exactly. For instance, in 2020, FZROX returned 20.50% but its benchmark fund returned 20.54%. In 2021, it's also trailing 11.79% vs 11.84%.FZROX vs. FXAIX - Performance Comparison. In the year-to-date period, FZROX achieves a 13.56% return, which is significantly lower than FXAIX's 14.38% return. Over the past 10 years, FZROX has underperformed FXAIX with an annualized return of 9.63%, while FXAIX has yielded a comparatively higher 11.97% annualized return.FSKAX vs. VTI are assets for long-term investments, and they have several differences. For starters, FSKAX is a creation of Fidelity Investment, while VTI is a creation of Vanguard. Another difference has to do with their expense ratio. FSKAX has a 0.02% expense ratio, while VTI’s ratio is 0.03%.VTI and FZROX are investment options that follow a benchmark index to track its performance. VTI follows the CRSP US Total Market Index, and FZROX tracks the …Overall, the cost advantages of FZROX over VTI and SPY are relatively negligible (VTI charges 0.03% while SPY charges 0.0945%). Trading costs can also be a …Between different funds with different compositions, sure. But, afaik, FZROX and FSKAX are the same thing aside from the expense ratio. Someone was just telling me about Fidelity starting to cycle out FSKAX in favor of FZROX, but I have no idea how valid that claim is. Yeah I hadn't heard that either.Cruian • 4 yr. ago. Age actually probably doesn't actually have much to do with the performance. FZROX is a total market index fund and mid-small caps have taken a larger beating than S&P 500. FZROX is within about $5 out of an initial $10,000 investment for YTD with their more established US total market fund FSKAX.Feel free to the browse the list and view the comparisons that are of an interest to you. Both FSPGX and FXAIX are mutual funds. FSPGX has a higher 5-year return than FXAIX (12.61% vs 10%). FSPGX has a higher expense ratio than FXAIX (0.04% vs 0.02%). Below is the comparison between FSPGX and FXAIX.FXAIX pros. The following are FXAIX strengths from our perspective:. FXAIX net assets are $374.87 billion. This fund is a popular choice with retail and institutional investors. FXAIX 10-year return is 12.28%, which is in line with the 10-year return of the benchmark index (S&P 500 TR USD), 13.21%.; FXAIX expense ratio is 0.02%, which is considered low. Nice job picking a low-cost fund.For a buy and hold investor, minimal diff. With VTSAX, you buy/sell at the end of day price regardless of when the transaction goes through. With VTSAX, you purchase whatever dollar amt you want without regard to share price. With VTI, there is no minimum purchase. VTSAX requires $3k initially.Little difference in tax efficiency is expected. However, FZROX has a slightly lower published tax cost ratio than VTI, suggesting that FZROX is more tax efficient than VTI. The bigger issue may be that it is more difficult transfer FZROX to a different brokerage than VTI, without incurring a taxed sale event.The best stock comparison tool in Galaxy! Pick any two stocks and find out how much money each would've made you had you purchased them at the same time. Both ITOT and VOO are ETFs. ITOT has a lower 5-year return than VOO (9.05% vs 9.99%). ITOT has a lower expense ratio than VOO (0.03% vs 0.04%).FSKAX vs FZROX vs VTSAX for a Fidelity ">ITOT vs VTI vs FSKAX vs FZROX vs VTSAX for a Fidelity. FSKAX Dividends Fidelity Total Market Index Instl Prem ...FZROX vs FXAIX. The primary difference between FZROX and FXAIX is the index they track. FZROX tracks the U.S. Total Investable Market Index, while FXAIX tracks 80% of the S&P 500 Index. Both funds are Fidelity funds. Fidelity made major headlines when they announced FZROX would not have any fees or expense ratio attached to the fund.The top 500 companies are the same in both indexes.. since they are market cap weighted they will perform nearly identical. VTI is VOO + 15%ish small and mid cap. I mean, you can buy both if you really want to, both are great funds.. but you're really not getting any extra diversification.. just redundancy. FindAWayForward • 1 yr. ago.06.04.2022 ... The Fidelity Total Market Index Fund (FSKAX) might appear similar to the Fidelity ZERO Total Market Index Fund (FZROX). ... VTI, does not require ...For a buy and hold investor, minimal diff. With VTSAX, you buy/sell at the end of day price regardless of when the transaction goes through. With VTSAX, you purchase whatever dollar amt you want without regard to share price. With VTI, there is no minimum purchase. VTSAX requires $3k initially.Vanguard has patented a unique tax structure to reduce mutual funds cap gain distributions. Therefore, even for a taxable account at Vanguard , a mutual fund like VTSAX enjoys similar tax advantages like an ETF like VTI (simplistically speaking). u/villamagic11 Thank you for explaining it in more detail.Why does everyone here prefer VTI over FZROX? Sup y’all so pretty straight forward question. I’m pretty new to investing and have been browsing on here often to learn more about stocks/ETFs to invest in for good dividends. I noticed when people discuss their portfolios there’s a lot of talk about allocating money into VTI or VOO but I ...Have a look at FZROX which is Fidelity's proprietary total mkt index fund at 0.0% expense ratio. "Buy-and-hold, long-term, all-market-index strategies, implemented at rock-bottom cost, are the surest of all routes to the accumulation of wealth" - John C. Bogle ... (FXAIX) vs Total Market (FSKAX) Post by ArtsyProf » Wed Mar 10, 2021 3:25 am.VTI has a monthly volatility of 4% compared to SCHB’s 3.98%. Also, VTI’s annualized volatility is a bit higher at 13.87% than that of SCHB. What’s striking, however, is that although Vanguard’s fund seems to be more volatile than Schwab’s, SCHB has a higher maximum drawdown of -20.94%.FZROX invests in all publicly traded stocks based on their market capitalization, while FNILX focuses on large-cap stocks and excludes mid and small-cap companies. Let's take a look at their performance. The average return of FZROX for the last five years was 10.15% compared to FNILX's 10.58%. Both funds maintained their 10% annualized ...Oct 7, 2023 · Compare FZROX vs. VTI - Dividend Comparison FZROX's dividend yield for the trailing twelve months is around 1.40%, less than VTI's 1.57% yield. FZROX vs. VTI - Expense Ratio Comparison FZROX has a 0.00% expense ratio, which is lower than VTI's 0.03% expense ratio. VTI Vanguard Total Stock Market ETF 0.03% 0.00% 2.15% FZROX Oct 7, 2023 · Compare FZROX vs. VTI - Dividend Comparison FZROX's dividend yield for the trailing twelve mo, The holdings seem to be very closely aligned betwee, what are your thoughts on FSKAX/FZROX vs VTI in Fidelity? Is FSKAX/FZROX ok to hold in taxable? Are there, FZROX is also good, but less diverse. The differences are negligible in the long run. ... then buying small and, I've read a couple people saying that investing in FZRO, The size of the funds and the number of stocks held is another significant difference. As of March 2023, FSKAX ha, I know VTI has the current highest share price at just over $200, with FSKAX in t, Expense Ratios. Both of these options carry low-co, Thanks to its passive indexing structure, FXAIX is extremely co, Lol, this stuff is so much more complicated than it needs t, FZROX Vs. VTI: Does Fidelity's 0% Expense Ratio M, Jan 28, 2023 · VTSAX vs VTI Differences. The primary difference b, FSKAX was launched in 2011 (although other share cl, FZROX vs FSKAX: Key differences. The biggest difference , Fund Size Comparison. Both FZROX and VTI have a similar number o, Comparison. After reading an article comparing FZROX to VTI,, VOO: The Vanguard S&P 500 Index Fund ETF. VOO is a bit different t, Morningstar has awarded this fund 3 stars based on its risk-adjust.