Chase freedom unlimited reddit

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Right now Singapore says the best possible miles reward I can get is 95k miles per person (so 190k points total) so far I have about 75k in a year (60k SUB + spending) with just the CSP. I think the more cards I get in the system I will be better off. CakeDay--Bot • 4 yr. ago. Hey just noticed..New customers of the Chase Freedom Unlimited get a 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An ...

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One of the biggest rules that limit churning is the 5/24 rule. The 5/24 rule applies to all Chase credit cards as well as Chase co-branded cards. This includes various Southwest cards; the Chase Freedom and Freedom Unlimited cards; Chase Ink cards; and several United cards, among others. Under the 5/24 rule, you’ll be declined when …With our Chase Freedom Unlimited review, you’ll discover everything about the perks, annual fees, and requirements of this cash back credit card. OUR RATING: 3.25 stars out of 5 Chase Freedom Unlimited® comes with a solid welcome offer and ...More perks and the cash back adds up quickly. In my experience, Chase has been more generous with starting limit and CLIs. Goldman Sachs has been the stingiest for limits/increases compared to the other cards I have. I like my Apple Card for financing Apple Products and the 2% cash back for using Apple Pay. The physical card is pretty. The Chase Freedom Unlimited ® credit card awards 1.5% cash back for every $1 spent on all purchases. You also earn 5% cash back on travel purchases made through Chase Ultimate Rewards ® and 3% cash back on dining purchases at restaurants, including takeout and eligible delivery services, and drugstores. Cash back points can be redeemed ... Was looking to sign up for a Chase Freedom a few days ago and noticed that there was a new offer for 20K UR on the Freedom Unlimited card so opted for the Unlimited card instead (going to switch the Unlimited card to regular Freedom after bonus is reached). Minimum spend is still only $500 over 3 months.In the end, I got a secured Capital One Mastercard and my mom added me as an authorized user on her Amex. 8 months later, I got the Discover It Chrome for Students, and I've been building my collection since. I got my Chase Freedom Unlimited in March or April of this year with a FICO of ~745 and those three previously mentioned cards active.Use the Freedom Unlimited for the most of your daily use because it's 1.5%. Especially use it for restaurants and drug stores (3%). You can move your points over to the Sapphire (or between the two cards). Keep your Sapphire for about a year and then downgrade to a Chase Freedom, which is rotating 5% categories and no fee.The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that’s 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ...The Chase Freedom Unlimited ® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.hace 3 días ... Both Chase Freedom credit cards offer a solid sign-up bonus and great bonus categories, but which one is right for you?The chase freedom unlimited is a great card to use for cash back everyday use. If not traveling a lot it’s great. The addition of 3% on dining & drugstores makes it better than …Some of my spend would need to shift from higher % earn categories to lower ones in order to spend the $4000 on the sub, I'd lose a negligible ($4,000 * (.015 - .011) = 16 bucks) …I think it is a good deal comparing the freedom card since I can't spend too much on each specific 5% categories every seasons. Once I get approved, I will cancel the freedom card and ask them to transfer the credit limit to the new unlimited card. Is it possible to do this credit limit transfer?AU credit age wouldn’t help you have an increased chance at being approved by chase. You’d still need a year of your own credit card history with you as a primary account holder. If you have deposit accounts with Chase then that could lower that time to be less than a year. Still tho, being an AU doesn’t help much if at all for many ...The Chase Freedom Unlimited card is a solid cash-back credit card that earns bonus rewards in specific categories in addition to a solid return on all other purchases. Cardholders can now earn 5% ...I just got a CL increase past ($5000). I called just to see again, since this quarter is 5% wholesale/paypal. And I asked specifically, " pc to chase freedom with ultimate rewards visa " and was instantly available. tldr: you can still pc to OG freedom 5% visa, but you must have a 5,000 or more CL to have it show up for cs agents.CSP for 1.25x multiplier. So OP could get $5,700 or $4750 with those cards. That is if he does have $3800 of qualifying spend on it which isn't too bad. erphoon • 3 yr. ago. This is the best option to go with OP. If you want to get the best out of UR points you may have to get CSP/CSR and redeem it for travel credit.The no-annual-fee card earns 1.5% for every dollar of non-bonused spending, making it a solid everyday use card. The Freedom Unlimited has also been upgraded to earn 5% when booking travel through the Chase Travel Portal, as well as 3% at drug stores and for dining out (takeout & eligible delivery services included).

The Chase Freedom Flex Refer a Friend program gives you a $100 cash back bonus for each friend who applies for a participating Chase Freedom card with your link and gets approved. The participating Chase Freedom credit cards are Chase Freedom Flex and Chase Freedom Unlimited®.. You can get the Chase Freedom Flex referral …Chase Freedom Unlimited - "Pending". I applied for Chase Freedom Unlimited for the second time (07/13/2022) they said, "Looking for more information/Pending". I applied for it back on 04/27/2022 and had gotten the same response which turned to "Denied" in the end. I can understand it got denied the first time since my credit report hadn't ...The $7,500 math is a little off on recouping the $150. You can't forget by using the citi card you'd be foregoing the 1.5% cashback on the Freedom unlimited. Therefore, $30,000 spending is the break even point: Citi Double = $30,000 * .02 = $600 cashback Freedom Unlimited = $30,000 *.015 = $450 + $150 bonus = $600.Chase Freedom Unlimited. The Chase Freedom Unlimited offers 3 to 5 percent cash back in three bonus categories — travel, dining and drugstore purchases — and 1.5 percent flat-rate cash back on ...Oct 12, 2023 · The Chase Slate Edge offers a 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 ...

The Freedom Unlimited then earns 1.5% cash back on all purchases, while the Freedom Flex earns 1% cash back on all purchases, but will earn 5% cash back (on up to $1500 of spending) on a category that changes every 3 months. Last quarter the Freedom Flex earned 5% back on Amazon and Whole Foods, this quarter it earns 5% cash back on PayPal and ...Chase Freedom Unlimited - Always used with that sweet 1.5% and 3% dining/drugstore and 5% back at groceries for 1 year Chase Freedom Flex - Always used for 5% rotating categories (and the 3%/5% like CFU) Chase Prime Card - Amazon only, backup travel card…

Reader Q&A - also see RECOMMENDED ARTICLES & FAQs. 17 abr 2023 ... (Reports) Chase Is Matching The 90,000 Points IN. Possible cause: This question is about the Chase Freedom Unlimited® @WalletHub • 12/02/19.

The cash out value of those points are 1 cent each, but since you mentioned travel rewards, I'm assuming you have one of the travel / transfer cards - one of the Sapphires or the Ink Preferred. If you do, those points are worth more than 1 cent each through the Chase Travel Portal; they're worth 1.5 cents if you have a Sapphire Reserve, or 1.25 ...The Chase Freedom Unlimited is a surprisingly powerful card that earns at least 1.5% back on everything. However, it becomes a standout card if you pair it with a card that earns transferable Ultimate Rewards points, doubling their potential value. Read our full review of the Chase Freedom Unlimited. Pros & Cons More Details Pros. At least 1.5% back on …

The Chase Freedom Unlimited® has a much broader, richer rewards structure than the Capital One Quicksilver Cash Rewards Credit Card. It earns both a decent flat rate on non-bonus purchases, and ...The Chase Freedom Flex℠, or the Chase Freedom Unlimited®? The card names sound similar, and, at a glance, the rewards look alike, too. But not so fast: …

Most welcome bonuses are worth paying the ann Nearly all other purchases would go on either the Chase Freedom Unlimited or the Chase Sapphire Preferred. Chase Freedom Unlimited for everyday purchases for effective 1.88x. This is chosen over the 2x with Capital One Venture X because you can combine with all other Chase points, and because using travel partners can make these Freedom ...With our Chase Freedom Unlimited review, you’ll discover everything about the perks, annual fees, and requirements of this cash back credit card. OUR RATING: 3.25 stars out of 5 Chase Freedom Unlimited® comes with a solid welcome offer and ... Intro 0% APR. When comparing the Chase FreSubmit your application. You can submit your appl With the bonus offer currently in effect on the Chase Freedom Unlimited® through NerdWallet, the rewards rates listed above get boosted by 1.5% for the first $20,000 in total spending in the ... They serve completely different puroposes: Freedom Unlimited Target doesn’t count as grocery or drugstore. CVS, Duane Reade, Walgreens and Rite Aid count as drugstore and local Pharmacies count too. FYI, CVS purchased the Target pharmacies around 5 years ago. A Target pharmacist is a CVS pharmacist. My purchases at CVS pharmacies in Target code as "Pharmacy".AU on Chase Freedom (legacy) FICO Score: ~750-60 when I last checked. Oldest account age: None personal. My parent's card (the one I'm an AU on) is 16 years old. Chase 5/24 status: 0/24. Income: $100,000. Average monthly spend and categories: Have no idea yet. But will mostly be dining, entertainment, and groceries. Open to Business Cards: No Applying for a Chase Sapphire Preferred witI think it is a good deal comparing the freedom card since I can'As a data point, Chase automatically raised my With the Freedom Unlimited, Chase will automatically match all the cash back you've earned in the first 12 months with no limit, essentially doubling the card's earnings rates. THE POINTS GUY. This is undoubtedly one of the best offers we've seen on this card — perhaps the best, depending on your spending habits. More perks and the cash back adds up quickly. Chase Freedom Unlimited benefits. Purchase protection: Coverage for damage or theft for 120 days, up to $500 per claim and $50,000 per account, when you pay for an eligible new purchase with your ...Chase freedom has PayPal as the 5% category, which can be used online with PayPal key. Otherwise, I’m sticking to my Citi Double cash card. AOD’s 3% signature card is worth looking into. It’s a credit union, but a $5 donation to Northeast Bicycle Association qualifies you. 11. Essential info is as follows: Current cards: (limits[The Chase Freedom Unlimited® earns 5% cash back on travel puThe Chase Slate Edge offers a 0% intro A The main difference is in the highlights of their rewards structures: The Freedom Flex card offers 5% cash back on rotating quarterly categories, while the Chase Freedom Unlimited offers a flat-rate 1.5% cash back on everything. Read on to get a rundown of the pros and cons of each card, as well as which card is better suited for you, based on ...