Stocks & ETFs, MFs & FOREX. AI Pattern Search Engine. Stocks & ETFs & FOREXfred256. • 4 yr. ago. Actually, there is a subtle difference between VTWAX and a target date fund. VTWAX doesn't actually need to rebalance per se: it is a pure buy-and-hold strategy. If the US is (e.g.) 55% of the world stock market, and you buy $3000 of VTWAX, the fund will invest 0.55*3000 = $1650 into US stocks.Biggest choice is how much risk you want to take. VWELX is about 1/3 in bonds and cash, which reduces volatility, but also reduces highest potential return. You also pay a much higher (although still relatively inexpensive) expense ratio for VWELX. VTSAX is an extremely inexpensive index fund holding 100% stocks (a market-cap weighted index ...bg5: You are not crazy. Many speculators are tempted to invest in VIGAX (Vanguard Growth Index) because the growth factor is currently outperforming the value factor. I strongly suggest that you continue holding VTSAX (Total Stock Market). Forget about trying to beat the market (you probably won't). Best wishes.VTSAX charges 0.04% per year, while FZROX is a no-fee mutual fund. This means you don’t have to pay any fee to Fidelity for owning this specific fund. When selecting an index fund, the expense ratio is critical. You want to keep your expense ratio as low as possible so that it does not reduce your return.Currently, VTI is more expensive than VTSAX for a multitude of reasons. One reason for the difference in prices stems from VTSAX's requirement of a minimum investment of at least $3,000.VTSAX is a mutual fund that closely mirrors the broader stock market, while VTI is a low-fee, consistent ETF option that can take some of the pressure off your investment decisions. In this article, we’ll look at both ETFs and mutual funds to see how they differ and which might make a better investment choice for your trading style.The answer is at that time, you won't be able to do 50/50 VTSAX/VTWAX anymore. You will be figuring out what the percentages should be between VTSAX/VTWAX whenever it changes. with 80% VTSAX / 20% VTIAX you maintain those percentages all the time regardless of how the percentages in VTWAX change.If it's a few thousand, then you'll have to decide if it's worth it to you. (also, long term vs. short term gains have different tax treatment). At the least, stop contributing to VTWAX and turn off distributions. Start investing directly into to VTSAX and VTIAX from this point forward. 2.The big difference between VTSAX and VFINX, is that VTSAX is the 'Admiral Class' shares of the Total Stock Market, and VFINX is the 'Investor Class' version of the S&P 500 which has a higher expense ratio then VFIAX which is the 'Admiral Class' of the S&P 500. VFIAX will reliably outperform VFINX because it costs less.However, VT is an ETF and VTWAX is a mutual fund. In this case, VT has an expense ratio of 0.08% and no minimum for purchase. VTWAX has a .1% expense ratio and a $3,000 minimum. Those expense ratio differences are small, but if you plan to put large sums of money into VT/VTWAX it will make a big difference.If you do vti + vxus in taxable you get foreign tax credit , vt you don't get the foreign tax credit now whether that matters to you thats up to you. I like my 50 buck discount on my taxes this year so i will continue using vti/vxus in taxable. 12 votes, 14 comments. Ideally looking to keep things simple for both accounts.And then you'd just get something very close to VTI/VTSAX performance, but a lot more complicated. Alternatively, you could buy an international fund to further diversify, but then you could just switch to VT/VTWAX, assuming you're looking for a global market cap weighted strategy. In other words: don't buy funds to have more funds.Expense Ratio. When comparing the VTI vs VTSAX expense ratio, you’ll find that they are different but not that much different. The VTI expense ratio is 0.03%, and the VTSAX expense ratio is 0.04%. Both are vastly below the average expense ratios for other investments of 0.78%.VTSAX and VFIAX have been nearly 100% correlated for the last 20 years (unsurprisingly because VFIAX is about 85% of VTSAX by weight). There's no reason to use the three funds to mimic the single total market fund. It's just added complication for no additional benefit. However, in the past (and expected to continue), the small-caps have out ...VTSAX has a 3K minimum invest if I'm remembering right for the Admiral share class. Also consider VTWAX for a total global option or introducing VTIAX for some international exposure. I'd also throw in 10% to the REIT index fund they have for tax free dividend growth in the IRA.VTSAX conveniently has all stocks in the US; VTIAX has all stocks outside the US; VTWAX has all stocks in the world (not exactly "all" but close enough). All other stock funds hold some smaller subset of stocks by definition. A Boglehead would only need another stock fund for some good reason, like a 401(k) plan that doesn't have the "total ...Ah okay, thank you! So if I were interested in doing 100% VTWAX, would it probably make sense to just do 100% VTWSX rather than looking around at some alternative? (like a combo of VTSAX and VTIAX). (Though I wonder if I may be opening a bigger can of worms with that question than I anticipate)However, the differences in fees are due to the fact that VT is an ETF while VTWAX is a mutual fund. VT has a lower expense ratio of 0.08%, while VTWAX has an expense ratio of 0.10%. In addition ...The last two years I have seen a tax return of between 0.20% and 0.25% each year of my total international position via the FTC by using an international only fund in my taxable. Currently one gets 0% by investing in VTWAX in taxable. 5. Award.Also, regarding mutual funds vs ETF. The mutual fund VTWAX is .02% more than VT which is $2 every $10k. Does this amount compound into something meaningful or should I not worry so much about it. I know the big difference is that MF have a single price for each day and ETF changes during the day.The current volatility for Vanguard Total World Stock Index Fund Admiral Shares (VTWAX) is 3.68%, while Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) has a volatility of 4.03%. This indicates that VTWAX experiences smaller price fluctuations and is considered to be less risky than VTSAX based on this measure.Personally I prefer VTWAX over VTSAX+VTIAX for the simplicity. You don't have to worry about rebalancing between the two other funds. If the market over the next few decades drifts more towards US or International it doesn't matter - VTWAX will adjust and has you covered. And from there, sprinkle in your higher risk plays around VTWAX.The big difference between VTSAX and VFINX, is that VTSAX is the 'Admiral Class' shares of the Total Stock Market, and VFINX is the 'Investor Class' version of the S&P 500 which has a higher expense ratio then VFIAX which is the 'Admiral Class' of the S&P 500. VFIAX will reliably outperform VFINX because it costs less.A former monastery and hospital, the Jaffa Hotel opened its doors in late August as part of Marriott’s Luxury Collection brand, joining the Setai Tel Aviv an... A former monastery ...VTWAX VTI VTSAX and Chill Financial independence VTWAX and Chill FIRE Financial Independence Throw Pillow, 16x16, Multicolor. Share: Found a lower price? Let us know. Although we can't match every price reported, we'll use your feedback to ensure that our prices remain competitive.Expense Ratio. When comparing the VTI vs VTSAX expense ratio, you'll find that they are different but not that much different. The VTI expense ratio is 0.03%, and the VTSAX expense ratio is 0.04%. Both are vastly below the average expense ratios for other investments of 0.78%.If so, you can put the new money into VTWAX and wait out the market until your previous contributions at least get back to the amount you put in. VTWAX is a poor compliment to VTSAX. Over half of VTWAX is already most of VTSAX already. VTIAX is the much better complement to VTSAX.Sortino ratio is 0.81 for VFINX vs 0.78 for VTSMX, Sharpe ratio is 0.56 for VFINX vs 0.54 for VTSMX, so VTSMX (the equivalent of VTSAX) is indeed slightly less risky. Also true if you look at max drawdown, 50.89 vs 50.97%. If you look at worst year, VTSMX is slightly riskier with 37.04 vs 37.02% worst year.bg5: You are not crazy. Many speculators are tempted to invest in VIGAX (Vanguard Growth Index) because the growth factor is currently outperforming the value factor. I strongly suggest that you continue holding VTSAX (Total Stock Market). Forget about trying to beat the market (you probably won't). Best wishes.The main difference between SPY and VTSAX is that SPY is a large- and mid-cap ETF, while VTSAX is a total market mutual fund. Despite these differences, the total return between these two funds is nearly identical and I consider them interchangeable for all intents and purposes. A quick reminder that this site does NOT provide investment ...Jan 26, 2023 · SWTSX has an expense ratio of 0.03% and VTSAX has an expense ratio of 0.04%. This means that for every $10,000 invested in SWTSX, you would pay $3 in annual fees. For VTSAX, you would pay $4 in annual fees. Both funds have low expense ratios, but SWTSX is slightly cheaper. In terms of growth potential, both funds have historically had similar ...One of the main differences between VTSAX and VFIAX is the number and diversity of their holdings. VTSAX holds more than seven times as many stocks as VFIAX (3,596 vs. 508 as of December 31, 2020). This means VTSAX offers more diversification than VFIAX across different sectors, industries, and companies.VITSX vs. VTSAX - Performance Comparison. As of year-to-date, both investments have demonstrated similar returns, with VITSX at 10.89% and VTSAX at 10.89%. Both investments have delivered pretty close results over the past 10 years, with VITSX having a 12.27% annualized return and VTSAX not far behind at 12.26%.As I understand, VTSAX requires a $3k initial investment. The expense ratio is 0.04%. Since inception (2000), average annual returns have been 7.30%. VTI doesn't require an initial investment. The ER is 0.03%. Since inception (2001), average annual returns have been 7.67%. And you can purchase fractional shares now for easy dollar cost averaging.The Vanguard Total Stock Market Index Fund (VTSAX) is a large-blend mutual fund that provides investors with exposure to the complete United States equity market. The index fund tracks the CRSP U.S. Total Market Index and is one of the world's largest in terms of assets under management. VTSAX includes small-, mid-, and large-cap stocks, and it holds growth and value stocks alike.Actually, there is a subtle difference between VTWAX and a target date fund. VTWAX doesn't actually need to rebalance per se: it is a pure buy-and-hold strategy. If the US is (e.g.) 55% of the world stock market, and you buy $3000 of VTWAX, the fund will invest 0.55*3000 = $1650 into US stocks.FXAIX vs. VTSAX Dividend Yield. Both FXAIX and VTSAX pay dividends to their shareholders from the earnings of their underlying stocks. The dividend yield is a measure of how much a company pays in dividends relative to its share price. As of 1/15/2024 the dividend yield of FXAIX is 1.69%, while the dividend yield of VTSAX is 1.38%.VTSAX vs. VFIAX ETF Versions. An ETF, or exchange-traded fund, is a type of fund that trades on an exchange like a stock and that tracks the performance of an underlying index or asset. ETFs have many advantages over mutual funds, such as lower fees, higher liquidity, and more tax efficiency.The only time you might want to go with VTSAX + VTIAX over VTWAX, is in a taxable account. As long as VTWAX holds < 50% in foreign stock (i.e. any year where the foreign market cap is lower than the US market cap), VTWAX will not pass the foreign tax credit to investors. In a tax-advantaged account, I'd choose VTWAX for simplicity.VTSAX vs. VOO - Performance Comparison. In the year-to-date period, VTSAX achieves a 10.89% return, which is significantly lower than VOO's 11.86% return. Over the past 10 years, VTSAX has underperformed VOO with an annualized return of 12.26%, while VOO has yielded a comparatively higher 12.88% annualized return.Great post. Probably the best one in this thread in favor of TSM plus Total International vs. Total World. However, note that as of today Total World now holds 9287 stocks and turnover has dropped to 2.3%. On a one million dollar portfolio Total World costs 250 bucks per year more than TSM plus Total International. ChrisIndex mutual funds track market indexes, such as the S&P 500. VTSAX is much broader than the S&P 500. The fund tracks more than 4,000 stocks. VFIAX tracks the S&P 500 Index, one of the three most popular U.S. indices (the Dow Jones Industrial Average and Nasdaq 100 being the other two). The fund owns shares of the largest 500 U.S. companies.Passive Indexing Community for Long-Term Lazy Investors. Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Jack founded Vanguard and pioneered indexed mutual funds. His work has since inspired others to get the most out of their long-term ...If you are going to stick to Fidelity for the rest of your life, just buy FSKAX. If you are going to stick to Vanguard for the rest of your life, just buy VTSAX. If you are unsure about where you will have your investments parked for the rest of your life, then just buy VTI. You are burning calories and wasting your time looking into this.If this is in taxable and you are realizing gains, an option may be to sell 50% and buy vtiax with it. And in the future you could simply direct your contributions based on how the allocation shifts vs your desired allocation. Also note that you will miss out on foreign tax credit with vtwax if this is in taxable.VTI makes you buy a whole share if you use vanguard and can be bought and sold within the day. VTSAX let's you put any amount of money in assuming you have at least 3k and you can only buy at the end of the day. Automatic dividend reinvestment. If you prefer mutual funds over ETFs, the difference in cost is minimal.But even if you don't care about that, the ER is still lower by holding separately. US:VTI/VTSAX, EXUS:VXUS/VTIAX. The ETF shares also have a lower ER than the MF, because MF cost more to administer. 1. gcc-O2. • 2 yr. ago. The foreign tax gets difficult once you have more than $300 in foreign taxes paid.VTSAX (Vanguard Total Stock Market Index Fund Admiral Shares) is a low-cost index fund that tracks the performance of the entire U.S. stock market. The makeup of the fund changes as new companies go public or as already-public companies go private or go out of business. As of January 2023, the fund holds 4,026 stocks.Fidelity’s FSXKAX comes with an incredibly low expense ratio of 0.015%, among the lowest in the industry. Meanwhile, Vanguard’s VTSAX, while still very competitively priced, has an expense ratio of 0.04%, slightly higher than FSKAX. While this difference seems small on paper, it can amount to a substantial mark when projected …VTSAX includes stocks of companies of all sizes, ranging from large-cap to small-cap. In contrast, VTWAX puts a greater emphasis on large-cap stocks, which tend to be more established and stable. This difference in market capitalization can impact the risk and return characteristics of the funds.Cannabidiol, the non-psychoactive component of cannabis, is developing a reputation as a trendy cure-all. But science knows very little about what it does in the human body, so muc...If you're only picking one fund, I'm going to recommend VTWAX just like most others here. It's a one stop shop for everything and is the ultimate easy button to long term returns. I would love to hear your thoughts on VIGAX (Vanguard Growth Index Admiral Fund) vs. VTSAX. I invested $3k in VIGAX last year as my first foray into….Yes, still true: VTSAX still has the same tax efficiency as VTI. The patent expiration means other brokerages may start copying this method of reducing mutual fund capital gains distributions by attaching an ETF share class, but it doesn't mean vanguard can't keep doing it. ... (VFIAX - VIGAX - VTWAX)If you want longevity, then switch to FSKAX which is literally Fidelity’s equivalent to VTSAX. If you want the “real” VTSAX, go with VTI. It’s the ETF version of VTSAX (literally the same exact fund, just with a different share class). VTI trades free at Fidelity. David J: Buying a Vanguard mutual fund for $75 at Fidelity is a waste of $75.The latest research on Diuresis Outcomes. Expert analysis on potential benefits, dosage, side effects, and more. Diuresis refers to an increase in the amount of urine made by the k...VTSAX has a 40% greater AUM at $1.2 trillion. The dividend yield for VOO is 1.6% and for VTSAX is 1.54%. There is a difference in the trading liquidity as VOO is an ETF whereas VTSAX is an index fund, which means you can only trade it at the end of a trading day based on end-of-day pricing. Contents hide.Expense Ratio. When comparing the VTI vs VTSAX expense ratio, you'll find that they are different but not that much different. The VTI expense ratio is 0.03%, and the VTSAX expense ratio is 0.04%. Both are vastly below the average expense ratios for other investments of 0.78%.Low Expense Ratios. Vanguard is well known for low costs on its investments. Both VTSAX and VTI are no different. The current expense ratio for VTSAX is 0.04% and VTI is 0.03%. The difference is 0.01%, or one basis point. This difference is so small it is almost not even worth mentioning.VTSAX is US only and has a 0.04% fee. VTIAX is non-US only and has a 0.11% fee. VTWAX is a 58% US and 42% non-US and has a 0.10% fee. VTWAX's fee is slightly more expensive than the weighted average fee of the two funds, but it's more convenient to use and reduces the risk of behavioral mistakes.Only the “share class” it’s the same fund as VT or vtwax just built for large purchases like a 401k servicer would do. There's very very slight differences, and most of these differences are in the fee structures. Institutional shares (VTWIX) have cheaper fees, so that's why the expense ratio is better.Stick with VTSAX or VTWAX until you feel confident about tilts to employ. Leave the VTI there and automate your VTSAX purchases. Off the peg boglehead portfolios are going to be: VT/BNDW VTI/BND VTI/VXUS. Value tilters often buy small cap value through AVUV, VIOV, VBR but I have not seen a 2-fund lazy portfolio with these.Historical Performance: VTWAX vs VT. VT was launched on June 24, 2008, while VTWAX was launched many years later on February 2, 2019. Since that time, performance has been nearly identical to VTWAX: 7.60% vs 7.58% annually. Despite changes in fees and expenses over this time period, there is only a .1% difference in cumulative performance since ...Based on what I've read, it seems the main advantage of VTWAX is simplicity and the main advantage of VTSAX & VTIAX is customizability and receiving a foreign tax credit. Am I missing anything substantial? Also, I added a poll to see what the readers of this subreddit prefer to invest in: Closed • 124 total votes. Voting closed 10 months ago.you're asking about simplifying, but going from 2 funds to 1 while is technically more simple is also less diversified. If you just want simple with the SAME diversification, you'd want VTWAX (or VT) to go from 2 worldwide funds to just 1 worldwide fund.FSKAX vs. VTSAX: Which Is Better in 2023? VTSAX is a total stock market index fund. You can find equivalent Fidelity funds like FSKAX that have little to no fees and minimums.. You might already be doing this, but if you're investing in Vanguard funds, it's probably better to create an account at Vanguard rather than using your Fidelity account to buy them.Created in 1992, Vanguard Total Stock Market Index Fund is designed to provide investors with exposure to the entire U.S. equity market, including small-, mid-, and large-cap growth and value stocks. The fund’s key attributes are its low costs, broad diversification, and the potential for tax efficiency. Investors looking for a low-cost way ...The only funds I'd do 100% into are VTWAX (or VT), target date funds, or some balanced funds. I'd never do 100% VTSAX. Pairing VTSAX with VTIAX would be fine. I've never seen anything that would support 100% US like only VTSAX would be, but have plenty of links handy that would support international diversification (such as using VTWAX or add ...FXAIX vs. VTSAX Expense Ratio Comparison. FXAIX - 0.015%. VTSAX - 0.04%. FXAIX has a slightly lower expense ratio than VTSAX, 0.015% compared to 0.04%. To an inexperienced investor, this may appear negligible, but the difference can compound into substantial sums over a long investment horizon. Either way, these expense ratios are much lower ...Fund Size Comparison. Both VT and VTSAX have a similar number of assets under management. VT has 18.3 Billion in assets under management, while VTSAX has 872 Billion . Minafi categorizes both of these funds as large funds. Fund size is a good indication of how many other investors trust this fund.In Conclusion. Both Viiix and Vtsax offer investors the potential for growth by tracking the performance of their respective indexes. While Viiix provides exposure to the large-cap stocks of the S&P 500, Vtsax offers a broader selection of companies across the U.S. stock market.VTSAX vs. VTWAX in taxable brokerage? Investing Questions Already maxing 401k and Backdoor Roth with TDFs. With my leftover monies that I want to set and forget - should I go VTSAX or VTWAX? I'm leaning VTSAX considering the existing TDFS? Archived post. New comments cannot be posted and votes cannot be cast.Ultimately, the decision between VTWAX and VTSAX should be based on your individual investment goals, risk tolerance, and time horizon. It’s important to carefully evaluate the historical performance, risk and return profile, and other relevant factors before making a decision.One of the main differences between VTSAX and VFIAX is the number and diversity of their holdings. VTSAX holds more than seven times as many stocks as VFIAX (3,596 vs. 508 as of December 31, 2020). This means VTSAX offers more diversification than VFIAX across different sectors, industries, and companies.However, buying 100% of VTWAX would eliminate the need for me to re-balance domestic vs international in the future. My current understanding is to invest all in to a large blend of US stocks (VTSAX), since there is a ton of international exposure built in …There are only two differences between the two funds: 1. VTSAX is composed of 3,637 individual stocks, compared to just 509 for VFIAX. 2. The dividend yield for VTSAX (1.82%) is slightly lower than that of VFIAX (1.93%), which could make a small difference for investors who are looking for higher-yielding funds.New comments cannot be posted and votes cannot be cast. Of those two, VTI (VTSAX) is better. But if you're only going to use a single fund, VT (VTWAX) would be an even better choice. In any account where I'm not limited to a short list, I consider the S&P 500 to be outdated.Mar 26, 2019 · VTWAX is plenty cheap and is much simpler in every way. In a taxable account, there may be some advantage to holding them separately so you can use tax loss harvesting in the future. The benefits of that are often assumed to greater than they are, IMHO, but it can provide some tax savings. "Far more money has been lost by investors preparing ...FSKAX vs. VTSAX Expense Ratios. The expense ratio is a measure of how much an ETF charges its investors for managing the fund. It is expressed as a percentage of the fund's assets per year. The expense ratio is one of the most important factors to consider when choosing an ETF because it directly affects your returns over time. The lower the ...FZROX vs. VTSAX Expense Ratios. The expense ratio is a measure of how much an ETF charges its investors for managing the fund. It is expressed as a percentage of the fund's assets per year. The expense ratio is one of the most important factors to consider when choosing an ETF because it directly affects your returns over time. The lower the ...VTSAX vs. VIGAX 09-30-2022, 09:24 PM. Just signed a contract for my first job, finally reached the last year of training. I plan on keeping my investment life simple, especially while I am "young" (30) by using a single Vanguard mutual fund in order to use their auto-investment feature to DCA each month. My question is simple, for someone with ...In the case of VTSAX and VFIAX, this difference is zero. The two funds have the same expense ratio of 0.04% and the exact minimum investment requirement of $3,000. These low fees and minimal minimum investment requirements align with Vanguard’s position as an investor-focused provider of low-cost and easy-to-access …Bartends weekends and all Summer. Currently sitting on approx $125,000. of which $75,000 are in Vanguard settlement fund. Just opened Roth for 2023 and want to him to consider opening a taxable account as well. Roth is VTWAX, was going to suggest taxable go in the same or VTSAX.Find the latest Vanguard Total World Stock Index Admiral (VTWAX) stock quote, history, news and other vital infor, Pair VTSAX with VTIAX in the desired ratios. VTSAX covers only US stocks, VTIAX only ex-US. Edit: Thi, VTSAX conveniently has all stocks in the US; VTIAX has all stocks outside the US; VTWAX ha, As you can see, the 10-year return was reduced by 0.49%, Vanguard Total Stock Mkt Idx Adm VTSAX. Vanguard Total Stock Mkt Id, Some Last Thoughts: As you may tell, FZROX has a 0% expense ratio and you can, Yes. You can transfer VTSAX shares directly to many brokerages. Or, you can call Vanguard and ask them to, More importantly, stick to the 'buy and hold', As you can see, the 10-year return was reduced by 0.49% without , I went VTWAX : r/Bogleheads. I did it. I went VTWAX. I’ve nev, As a result of its being the first total stock market fund and t, VTSAX is one of the largest funds in the world, and it’s a good option, Chief. VTWAX is the equivalent of about 60% VTSAX + 40% VTIAX. Pers, While usually true for now, Vanguard has patents that le, However, VT is an ETF and VTWAX is a mutual fund. I, My understanding is that VTWAX automatically adjusts perc, Just probably invest/dump money in one of those stock for the , VTSAX is a little more flexible: VTSAX offers a highe.